Personal Loans for when life gets expensive
You can be managing your money well and still have times when several costs arrive at once. The car needs repairing. Family travel comes up. School costs arrive. Or consolidating existing debts could make things simpler.
Pacific Finance has been providing personal loans to Auckland families for over 30 years. We’re based in Avondale, and we know this community well. Most of our customers come to us through someone they already trust – a family member, a friend or someone from church.
We lend from $500 to $20,000 and assess every application individually to make sure the lending is suitable and affordable.
We lend from $500 to $20,000. We keep the process simple, respectful and as fast as we can.
What do people use personal loans for?
There’s no single answer people come to us for all kinds of reasons. Some of the most common:
- Car repairs and vehicle expenses
- Debt consolidation – bringing eligible debts into one repayment
- Family events and commitments
- Travel and important family trips
- Funeral and bereavement costs
- School costs and education expenses
- Other planned or unexpected household expenses
Whatever the reason, our team will treat you with respect and give you a clear answer about what may be possible.
What do we consider when you apply?
Every application is different. We’ll look at your regular income, living expenses, existing financial commitments, credit history and the security available for the loan.
Our job is to understand the full picture and make sure any lending is suitable and affordable.
Not sure where you stand? Talk to our team and we’ll give you a clear, honest answer
We lend to people in all kinds of situations
Every application is considered individually
Our customers include employed and self-employed people, existing Pacific Finance customers and families from all walks of life.
What matters is whether the loan is appropriate for your situation and the repayments are affordable. Our team looks at the whole picture and talks you through your options in plain language.
Explore your options
When something comes up, we make it fast, simple and judgement-free.
Still have questions?
If there’s anything you’re not sure about whether it’s the process, what you need, or whether you’re likely to qualify our team is here to help. You can call us, send a message or visit us in Avondale. There’s no pressure and no obligation.
