Here when life gets expensive
Whether you have family plans, a special event, have travel on the horizon, or you just want to consolidate your debt, talk to us, we want to help.
We have the flexibility to deliver small personal loans without a lot of fuss. If you are worried about your credit rating, relax, we may still be able to help you.
Whatever’s going on, we’re here to help you through it quickly and without making it complicated.
See what your
repayments could
look like
Most of our customers are surprised how manageable the repayments are.
Use our calculator to check weekly or fortnightly repayments before you apply – no commitment, no personal information needed.
Join thousands of satisfied customers who’ve achieved their goals with Pacific Finance. Our online application takes just 2 minutes to complete.
Or call us on 0800 744 227 to discuss your needs.
Ready to apply?
It takes 2 minutes
Our online application is simple and straightforward – just the basics so we can get back to you quickly. No long forms, no confusing questions.
Prefer to talk first?
Call us or visit the team in Avondale.
What can we help with?
When something comes up, we make it fast, simple and judgement-free.
Why Pacific families choose Pacific Finance
Trusted for over
30 years
A long-standing Auckland lender Pacific families know and trust.
Real people,
real support
Talk to people who listen, explain things clearly and genuinely want to help.
Fast help when
needed
Simple applications and clear next steps when life becomes expensive unexpectedly.
Here for Pacific
families
We understand what it means to carry the whole family — not just your household, but the wider whānau and community too.
Finance with respect and understanding
Straightforward, respectful lending without judgement or unnecessary complexity.
What our customers say
How our process works
Complete our simple online application, give us a call or visit us in Avondale.
Our team will talk through your situation, answer questions and explain the process clearly.
We'll give you a clear answer and walk you through next steps — no surprises, no confusing paperwork.
Frequently asked questions
Have questions about personal loans? You’re not alone. Browse our frequently asked questions to find clear answers about eligibility, applications, repayments, and everything in between.
Prefer to talk first to a real person? Call us or visit the team in Avondale.
We look at your whole situation, not just your credit score. If you’re worried, get in touch — we’ll have an honest conversation about what we can do.
Yes. You can apply online anytime using our simple application form.
Many customers use loans for family expenses, funerals, school costs, travel, emergencies and unexpected bills.
Absolutely. Our team is here to answer questions and help guide you through the process
Our Auckland office is located in Avondale. You’re welcome to apply online, call us or come and see the team.
