Something’s happened
and you need to sort it quickly.
An urgent bill. A broken appliance. A medical cost. A situation that just can’t wait.
If you’re managing your regular expenses but an unexpected cost has come up, Pacific Finance may be able to help with a personal loan.
Our team will look at your income, expenses, existing commitments and available security to make sure any lending is appropriate and affordable.
Common emergency expenses
- Essential car or vehicle costs
- Unexpected home repairs
- Essential appliance replacement e.g. washing machine, fridge, hot water cylinder
- Medical or health-related costs
- Urgent family travel
- Other significant unexpected household expenses
What will you consider when I apply?
We assess every application individually, looking at your regular income, living expenses, existing commitments, credit history and any security available.
If you’re unsure whether a loan could suit your situation, call our team or come and see us and we’ll give you a clear, honest answer.
Same-day funds – we move fast
Once your loan documentation is signed, we deposit funds straight into your bank account the same day. Our team will work through your application as quickly as possible so you’re not left waiting when you need help most.
Same-day deposit is subject to your bank’s processing times.
Real people, respectful support
Unexpected expenses can happen to anyone. When you talk to Pacific Finance, we’ll listen, explain the process clearly and treat you with respect from the first conversation.
Apply online
or call us now
Apply online in about 2 minutes, call us on 0800 744 227 or come into our Avondale branch. We make the process as fast and simple as possible.
Responsible lending criteria, fees, terms and conditions apply. Same-day deposit is subject to your bank’s processing times.
