Something’s happened
and you need to sort it today.
An urgent bill. A broken appliance. A medical cost. A situation that just can’t wait.
Pacific Finance provides fast personal loans for Auckland families facing unexpected financial pressure. We move quickly, we keep things simple, and we treat every situation with respect – no matter what it is.
Common emergency expenses
- Urgent or overdue bills
- Medical costs and prescriptions
- Broken appliances – washing machine, fridge, hot water cylinder
- Emergency home repairs
- Urgent travel
- Unexpected financial shortfalls
- Situations that just need to be sorted quickly
Can I get an emergency
loan with bad credit?
We assess every application individually. If you’ve had credit issues in the past, that doesn’t automatically rule you out – we look at your whole situation, not just a credit score. Call our team and we’ll have an honest conversation about what’s possible.
Same-day funds – we move fast
Once your loan documentation is signed, we deposit funds straight into your bank account the same day. Our team will work through your application as quickly as possible so you’re not left waiting when you need help most.
Same-day deposit is subject to your bank’s processing times.
No judgement – whatever the situation
We know that emergencies don’t always come at convenient times. You don’t need to justify what’s happened. Our team has heard it all before, be assured we’re not here to judge, we’re here to help you get through it.
Apply online
or call us now
Apply online in about 2 minutes, call us on 0800 744 227 or come into our Avondale branch. We make the process as fast and simple as possible.
Responsible lending criteria, fees, terms and conditions apply. Same-day deposit is subject to your bank’s processing times.
