The uniform is $120, the school camp is next month
The laptop needs replacing. The fees were due last week. School costs don’t arrive one at a time … they stack up, often all at once, right when the budget’s already stretched.
Pacific Finance provides straightforward personal loans to help Auckland parents stay on top of school costs without the stress. Because every parent wants their child to start the school year properly prepared and a tight budget shouldn’t get in the way of that.

Common school
costs people
use loans for
- School uniforms and sportswear
- Stationery and school supplies
- Laptops, tablets and devices
- School camps and trips
- School fees and course costs
- Transport and bus fares
- Unexpected costs during the school year
We understand the pressure parents carry
Many parents are managing multiple school-age children, each with their own costs. We see this constantly – families doing everything they can to make sure their kids have what they need. We’re here to help with that.
Applying is quick and simple. We’ll treat your situation with respect and get you an answer as fast as we can, so you can get things sorted.
Apply online
or talk to our team
Apply online in about 2 minutes, call us on 0800 744 227 or visit our Avondale branch. We’ll make the process feel as easy as possible.

